081 – Balance Transfer Balancing Act

KTsMoneyMatters Podcast

In this episode, KT discusses: 

  • Understanding the difference between balance transfer offers 
  • The mystery of the credit score 
  • Using balance transfers as a strategy to pay off your debts 


Key Takeaways: 

  • Pay attention to the term of the offer 
  • Always go for 0% 
  • Factor in the balance transfer fee 



“With every yin, there’s a yang. Someone offering something slightly different for you to try to figure out.” – KT 


Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV 

Connect with KT Thomas: http://ktsmoneymatters.com/ 

Purchase KT’s book- The Hardworking Woman’s Guide to Money 

About the author, Kathleen

Kathleen Thomas, who often goes by KT, has over 25 years of experience in the financial services industry and understands the need for women to take control of their financial lives.

A Certified Investment Management Analyst, Chartered Life Underwriter, and Certified Financial Planner™ practitioner, Thomas earned her degrees in Finance and Political Science from Salem College.

Prior to founding NewDay Solutions, an independent Registered Advisor Firm, Thomas spent 20 years as a private wealth advisor for Ameriprise Financial Services. Many of her earliest clients continue to work with her.

Thomas is an avid long-distance runner and triathlon participant. She has completed the Boston Marathon seven times and the Ironman Distance Triathlon three times. She has volunteered as coach and mentor for Girls on the Run New Hampshire and Team in Training.

Raised in Newton, Massachusetts, Thomas now lives in Seabrook, New Hampshire, with her husband, John. They have one daughter.

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