046 – Jay Healy- How to Find a Mortgage that’s Perfect for You

In this episode, KT and Jay Healy discuss:

  • What is more recommended, fixed or adjustable rates
  • What first time home buyers want to be thinking about
  • No Doc loan’s and the impact of them
  • Figuring out how much mortgage you can actually afford

Key Takeaways:

  • You have to know what’s going on with interest rates
  • See how your home fits in with your future plans
  • Don’t look at homes that are over your budget
  • Everything is based off of debt to income ratios

“Look at the numbers first. Then you can make the decision with your head, before you go make it with your heart.” — Jay Healy


Connect with Jay Healy:

Twitter:  @BlueWaterMtg

Website:  https://bluewatermtg.com/

Email:  jay@bluewatermtg.com

LinkedIn: https://www.linkedin.com/company/blue-water-mortgage-corporation/


Click here to reach KT 

See KT’s interview on C-Suite Network’s Best Seller TV

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 


Show Notes by Podcastologist: Jessie Taylor


Audio production by Turnkey Podcast Productions. You’re the expert. Your podcast will prove it.

About the author, Kathleen

Kathleen Thomas, who often goes by KT, has over 25 years of experience in the financial services industry and understands the need for women to take control of their financial lives.

A Certified Investment Management Analyst, Chartered Life Underwriter, and Certified Financial Planner™ practitioner, Thomas earned her degrees in Finance and Political Science from Salem College.

Prior to founding NewDay Solutions, an independent Registered Advisor Firm, Thomas spent 20 years as a private wealth advisor for Ameriprise Financial Services. Many of her earliest clients continue to work with her.

Thomas is an avid long-distance runner and triathlon participant. She has completed the Boston Marathon seven times and the Ironman Distance Triathlon three times. She has volunteered as coach and mentor for Girls on the Run New Hampshire and Team in Training.

Raised in Newton, Massachusetts, Thomas now lives in Seabrook, New Hampshire, with her husband, John. They have one daughter.

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