031 – KT’s Tips for When You’re in Your 20’s

In this episode, KT discusses:

  • Your 20s are the start of your “Grown-up” professional life
  • It’s not too early to start saving
  • Don’t change jobs every few months- Get a job and keep it for a while
  • Having credit is important, how you use credit is more important.

Key Takeaways:

  • There are so many resources available today
  • Start establishing your credit and you “Stable Person  Value”
  • Can you afford to buy a house now? You need to have 3 months of living expenses saved up first.
  • www.bankrate.com


  “It’s really hard when you don’t have a lot of credit, if that goes bad then all you have is bad credit and it will follow you for years.”KT Thomas


Click here to reach KT 

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT’s book- The Hardworking Woman’s Guide to Money 


Show Notes by Show Producer: Jessie Taylor

Audio production by Turnkey Podcast Productions. You’re the expert. Your podcast will prove it.

About the author, Kathleen

Kathleen Thomas, who often goes by KT, has over 25 years of experience in the financial services industry and understands the need for women to take control of their financial lives.

A Certified Investment Management Analyst, Chartered Life Underwriter, and Certified Financial Planner™ practitioner, Thomas earned her degrees in Finance and Political Science from Salem College.

Prior to founding NewDay Solutions, an independent Registered Advisor Firm, Thomas spent 20 years as a private wealth advisor for Ameriprise Financial Services. Many of her earliest clients continue to work with her.

Thomas is an avid long-distance runner and triathlon participant. She has completed the Boston Marathon seven times and the Ironman Distance Triathlon three times. She has volunteered as coach and mentor for Girls on the Run New Hampshire and Team in Training.

Raised in Newton, Massachusetts, Thomas now lives in Seabrook, New Hampshire, with her husband, John. They have one daughter.

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